TABLE OF CONTENTS

Voting Information

Election of Directors

Meetings and Committees of the Board

Directors' Compensation

Executive Officers

Stock Ownership of Directors and Executive Officers

Directors’ Proposal to Approve the Synovus Financial Corp. 2000 Long-Term Incentive Plan

Directors’ Proposal to Approve the Total System Services, Inc. 2000 Long-Term Incentive Plan

Executive Compensation

Stock Performance Graph

Compensation Committee Report on Executive Compensation

Compensation Committee Interlocks and Insider Participation

Transactions With Management

Relationships Between TSYS, Synovus, CB&T and Certain of Synovus' Subsidiaries

Section 16(a) Beneficial Ownership Reporting Compliance

Independent Auditors

General Information:

Financial Information

Shareholder Proposals for the 2001 Proxy Statement

Director Nominees or Other Business for Presentation at the Annual Meeting

Solicitation of Proxies