TSYS®, TSYS Total Solutions® and CB&T Team Up to Power the Online Incentives Market

Companies to Support Debix Systems® for beenz.com® rewardzcard®

Columbus, Ga., July 26, 2000 -- Total System Services, Inc.® (TSYS®) (NYSE: "TSS"), Total Solutions® and Columbus Bank and Trust (CB&T), have announced a multiyear, multifaceted agreement with Debix Systems, Inc., to provide processing, customer care and banking services for pre-funded accounts programs beginning with the rewardzcard program for beenz.com. The rewardzcard is a universal incentive-based program for online shoppers. TSYS will provide complete account processing, transaction authorization and card production for the Debix accounts. CB&T, the lead bank of Synovus Financial Corp.® (NYSE: "SNV"), will issue the accounts for Debix, while Total Solutions, a wholly owned subsidiary of TSYS, will provide customer care solutions including IVR, web-based operator support, charge-back and daily settlement services.

beenz.com will offer the rewardzcard to any of its members who request it and have accumulated more than 1,000 beenz. The beenz are converted to dollars, which are then loaded on the customers' MasterCard® accounts. The rewardzcard program is designed to influence and reward online consumer behavior. Consumers may then spend their rewardz at any of the millions of online or brick-and-mortar merchants that accept MasterCard.

"We are confident that our new relationship with TSYS will enable us to provide the best card solutions for a variety of online and offline retailers," said Michael S. Tumbarello, President of Debix Systems, Inc. "Our expertise in the marketing of prepaid card programs combined with TSYS' strength in the customer service and processing arena will allow us to create promotional initiatives for both unserved and underserved markets," said Tumbarello.

"TSYS' partnership with Debix Systems reflects our commitment to customer service and innovative solutions in a rapidly changing payments market," said Debra Wohlrab, Group Executive of Pre-funded Products at TSYS. "When we initiated this project with Debix Systems, we gave a commitment - whatever it takes to get the job done. This partnership with Debix Systems strategically positions us in the explosive stored value market among Internet and brick-and-mortar merchants. TSYS, CB&T and Total Solutions have the unique advantage of offering premium system functionality quickly getting programs to market and the ability to provide true turnkey solutions."

"We provide the missing link for companies that need a bank to issue their stored value products. This program demonstrates the power of the CB&T partnership with TSYS. We know each other, we know this business and we are always looking for opportunities to fill these needs and build quality customer relationships," said Stephen A. Melton, President and CEO of CB&T.

About Debix Systems
Debix Systems, formerly known as Flexigift, Inc., was formed in February 1999 to develop a flexible prepaid debit card platform designed to satisfy specific corporate and consumer needs in niche markets. The organization's product line has evolved from its flagship OmniGift prepaid gift card, created in Fall 1999, to a suite of technology and marketing solutions designed to serve online as well as brick-and-mortar companies. Debix Systems plans to launch additional platform enhancements that capitalize on traditional retailing and online applications later this year.

About TSYS Total Solutions
Based in Columbus, Ga., TSYS Total Solutions (www.total-solutions.com) is a wholly owned subsidiary of Total System Services, Inc. Recognized as the second largest inbound telemarketer (Credit Card Management magazine, July 2000), Total Solutions is a full-service direct marketing company with telephone, Internet and direct mail capabilities. Specializing in end-to-end account management services, Total Solutions fully supports its clients in areas such as customer service, credit, collections and fraud management. These services are provided to both financial and non-financial institutions with the ability to stand alone or integrate seamlessly into THE TOTAL SYSTEM®.

About CB&T
Founded in 1888, Columbus Bank and Trust Company is the lead bank of Synovus Financial Corp. With $3.4 billion in assets, CB&T is the largest Georgia-based bank outside of Atlanta. Through the Synovus family of companies, CB&T provides a broad array of retail and commercial financial services - including cash management, corporate leasing, commercial real estate lending, governmental services, wealth management, Internet banking, credit card issuing and merchant services - throughout the Southeast. See CB&T on the Web at ( www.columbusbankandtrust.com)

About Total System Services, Inc.
TSYS provides global commerce solutions. With more than 207.9 million accounts on file, TSYS facilitates the payment exchange between buyers and sellers for 291 million consumers. Our systems capture and deliver more of the right information to our clients allowing them to make wiser business decisions yielding portfolio growth more than twice the industry average. TSYS and its family of companies offer a full range of business services from credit application to collections, allowing our clients to focus on building their brands while we focus on safety, security, ease and convenience. Based in Columbus, Ga., TSYS (www.totalsystem.com) (NYSE: "TSS") is an 80.8percent-owned subsidiary of Synovus Financial Corp. (NYSE: "SNV") (www.synovus.com), No. 5 on FORTUNE magazine’s list of "The 100 Best Companies To Work For" in 2000.

Danita Gibson-Lloyd
Corporate Communications Manager
ph. (706) 649-5578

Kimberly Knight
Corporate Communications Specialist
ph. (706) 644-1218