Advanced Data Security & Fraud Prevention

Our advanced fraud monitoring tools can help you and your merchants minimize risk and decrease fraud loss ratios. We can also help you control risk at the merchant level with advanced trending and analytic tools.  

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Data Security & Fraud Prevention

Advanced Data Security & Fraud Prevention

Our advanced fraud monitoring tools can help you and your merchants minimize risk and decrease fraud loss ratios. We can also help you control risk at the merchant level with advanced trending and analytic tools.

Data Security

We have a suite of data security solutions to assist with industry compliance and reduce ─ or even eliminate ─ losses that could result from securing sensitive cardholder data.

EMV®*

  • Specification allows for both contact and contactless transactions
  • Provides a common global experience for cardholders
  • Enhanced card authentication to protect against certain types of fraud such as lost/stolen and counterfeit cards
  • Supports enhanced card verification methods
  • Increases transaction security to protect against unauthorized transactions

Encryption

  • Available in two forms: format preserving encryption (FPE) and triple data encryption standard (3DES)
  • Ensures client data is preserved at the point of contact throughout the transaction
  • Reduces or eliminates risk associated with a data breach
  • Reduces frustration caused by complexity of the PCI compliance process ─ data is encrypted in the merchant environment from the first point of contact

Tokenization

  • Replaces sensitive cardholder data with a unique non-sensitive value (token)
  • Significantly reduces the need for merchants to store sensitive card data in their system
  • PCI-compliant method of storing data
  • Reduces or eliminates the opportunity for the client's data to be breached during payment transmission
  • Ideal solution for merchants who need to retain client information for recurring payments

Data Protection

  • Helps prevent potential fraud before it happens
  • Can block and/or decline fraudulent transactions prior to authorization
  • Identifies devices disguising their location, as well as other indicators of identity theft
  • Monitors account activity, login process, payments and other transactions
  • Helps screen and validate users, differentiating between legitimate customers and potential cybercriminals

PCI Compliance

  • Creates a more efficient experience for merchants to become PCI compliant
  • Uses templates and structured questions to help expedite the PCI process
  • Templates can be created for the merchant's specific processing solutions
  • Dashboards give direct access to advanced analytics to monitor merchants’ compliance processes
  • Automatic reporting supplies ability to track compliance metrics
  • Personalized support available

Risk & Fraud Prevention

Risk Monitoring
Comprehensive back-office solution risk reduces exposure by identification and tracking risk parameters throughout the process, from authorization and capture to clearing and settlement. It provides a dashboard view of reporting data and allows you to set risk profiles at the portfolio or merchant level.

Risk Mitigation
TSYS Risk DetectorSM gives you the ability to manage your portfolio based on your risk tolerance. It provides three tools to monitor potential fraud scenarios and allows you to suspend transactions for further review.

  • Selective Debit Reject
    This tool mitigates, or eliminates, fraud related to debit merchandise returns. It enables you to selectively reject debit merchandise returns based upon a unique transaction code contained in the transaction authorization record.

  • Chargeback Processing
    This resolution processing service enables you to lower risk, optimize retrieval revenue, reduce costs and enhance merchant relationships.

  • Reserve Funding
    This tool shields your merchant portfolio from financial risk and unforeseen losses. It simplifies the process of withholding merchant account funds through automated handling, reporting and management capabilities on the TSYS® clearing and settlement platform.

  • Rolling Reserve
    Rolling reserve provides you with an automated means of reserving and releasing funds to your merchants. It can be used as the primary method to delay all funding to a specific merchant for a period of time. It is automated process, but it also allows you to monitor all funds in reserve and intervene with manual action when needed.

* EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries. Learn more at www.emvco.com.

Contact Us About Our Acquiring Services

For VAR Partner Program:
+1.888.959.2017
or acq-partnerprogram@tsys.com


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