Security for Your Technology

In the world of digital payments, security means covering every angle. Our solutions offer multiple layers of security, while giving cardholders the payment options they expect. 

Skip to main content
Main Content

Chip Cards & Digital Payments

Security for Your Technology

In the world of digital payments, security means covering every angle. Our solutions offer multiple layers of security, while giving cardholders the payment options they expect.

Here's How We Can Help:

  • EMV® cards for existing Visa® or Mastercard® credit or debit products, or to your American Express® credit cards (chip and PIN or chip and signature)
  • Digital payment solutions including contactless Near Field Communication (NFC) and account tokenization to support mobile payments
  • Magnetic stripe, EMV and dual-interface contactless cards

Digital Payment Solutions, Including Token, NFC & HCE

TSYS Enterprise TokenizationSM enables token processing through our integration with the payment brand token service (on-behalf of/ OBO) provider services, which includes transaction processing, payment brand enrollment and call center management.

Tokenization is a process by which a surrogate value, called a 'token', replaces the 16-digit PAN. Enterprise Tokenization enables tokenization for secure element, which enables Apple Pay®, host-card emulation (HCE) for Samsung®, Android®, Masterpass®, and Microsoft®, as well as issuer wallets, and the additional component of magnetic secure transmission (or MST) for Samsung Pay®. Enterprise Tokenization also supports ecommerce and card-on-file (COF) token processing.

TSYS Enterprise Tokenization components

We have several components that make up our Enterprise Tokenization solution that enables digital payments.

Wallet enablement and provisioning

We have provisioning options available for decisioning for digital wallet provision requests that are received from Visa, Mastercard, and American Express token vaults. We decision on CVI2, AVS result, wallet service provider recommendations, scores and reason codes.

Step-up authentication

In addition to call center support via TSYS Managed ServicesSM, we offer an end-to-end solution for one-time passcode and activation code via TSYS token alerts.

Risk management

Token provisioning (non-mon) and authorization (monetary) data is available within TSYS CardGuardSM, TSYS Authorization Decision StrategySM and DeterminatorSM, in order for clients to monitor provisioning and digital wallet activity within their portfolios.

Cardholder communication

In addition to the OTP and activation code, we offer cardholder provisioning confirmation notifications for accounts that have been added to a wallet, as well as notifications that an account has been deleted from a wallet. Both of these notifications are available via TSYS token alerts.

Lifecycle management and token vault updates

We offer real-time token vault updates for updating the PAN and expiration date for life-cycle events, such as lost/stolen, reissue, product change and mass compromise. We also have the ability to update the wallet card art post-provisioning upon reissue and product change.

Token data

We receive and log the appropriate token data and advices for display on screens, files and packets.

Payment brand enrollment

TSYS, on behalf of the issuer, when applicable for the region, will handle the payment brand enrollment for enabling digital payments via Apple Pay, Android Pay, Samsung Pay, etc. Some issuers work directly with the brands or schemes on these activities.

Chip (EMV) Payments

With over a decade of processing experience in Europe, we’re established in the EMV and chip processing sphere.

Personalization in the United States

We can personalize chip and magnetic stripe contactless cards with:

  • Embossing
  • Indentation
  • Tipping
  • Magnetic-stripe programming

Contact Us About Our Issuing Services

For General Information:
+1.844.663.8797
or sales@tsys.com



Get Started Now.

After you have submitted your information, a TSYS representative will contact you.

Get Started Now.

After you have submitted your information, a TSYS representative will contact you.